Make Your Next Pool Project Easy — Pool & Outdoor Living Financing
Don't wait to build the backyard you deserve. We partner with trusted lenders to offer flexible financing — including 0% APR options — so you can start building now.
Financing Built for Homeowners
We've partnered with three industry-leading lenders so you can choose the financing option that fits your project and budget. Pre-qualify in minutes with no impact to your credit score.
Financing Partners
Wisetack
The fastest way to get pre-qualified for your pool project. Wisetack offers transparent consumer financing with multiple term options — including a 0% APR promotional period — so you can start building without delay.
- Soft credit check — no impact to score
- Pre-qualify in under 60 seconds
- No prepayment penalties
- Available for pools & outdoor living
Lyon Financial
Lyon Financial has been the country's leading pool loan specialists for decades. We've maintained a long-standing relationship with Lyon because they understand pool construction financing better than anyone — offering loan amounts designed specifically for new pool builds.
- Specializes in new pool construction loans
- Long-standing partner of Phenomenal Pool & Landscape
- Larger loan amounts available
- Dedicated pool financing expertise
- Competitive fixed rates
HFS Financial
HFS Financial offers home improvement and pool loans tailored to homeowners looking for flexible options. Whether you're building new or remodeling, HFS makes it easy to explore loan products that fit your timeline and project scope.
- Pool loans & home improvement financing
- Fast approval process
- Covers pools, spas & outdoor living
- Multiple loan products available
- No home equity required
How Financing Works
Get from inquiry to approved in as little as a few minutes.
Get Your Estimate
Use our online estimate tool or call us to discuss your project and get a ballpark figure.
Choose a Lender
Select from Wisetack, Lyon Financial, or HFS Financial — whichever best fits your needs.
Apply & Pre-Qualify
Complete the short application. Many customers receive a decision within minutes.
Start Building
Once approved, we schedule your project and break ground. Your dream backyard is underway.
Financing FAQ
With Wisetack, the pre-qualification process uses a soft credit pull — which does not affect your credit score. A hard inquiry may occur only when you formally accept a loan offer. Contact Lyon Financial or HFS Financial directly for their specific credit inquiry policies.
You can finance any project we offer — including new pool construction, pool remodeling, resurfacing and plastering, outdoor kitchens, landscaping, concrete work, and other outdoor living improvements.
Wisetack offers up to $25,000. For larger pool construction projects, Lyon Financial and HFS Financial can offer higher loan amounts suited to full new-build budgets. Approved amounts depend on your creditworthiness and the lender's evaluation.
Yes. Wisetack offers a promotional 0% APR option for qualified borrowers for up to 24 months. Rates and terms are subject to credit approval and may vary. We encourage you to pre-qualify directly through Wisetack to see the specific offers available to you.
Absolutely. Financing isn't just for new builds. Pool resurfacing, replastering, remodeling, equipment upgrades, and outdoor living additions are all eligible project types. Talk to us and we can help you connect with the right lender for your scope.
Most of our financing options do not require a home equity stake or a lien on your property. These are unsecured personal loans in most cases. However, qualification criteria vary by lender — reach out to the specific lender or contact us and we'll point you in the right direction.
What Does a Pool Cost?
New pools from $49,500, resurfacing from $81/ft, and add-ons to fit any budget. See our full pricing breakdown and get an instant estimate.
View Full Pricing →Ready to Start Your Project?
Get a free estimate and explore financing options that fit your budget. Our team is here to help make your dream backyard a reality.
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